“We used to wait 3 months for payments from big clients. Now with
Darsh Capital, we get cash on the same day we raise our bills. It has helped our business grow
much faster.”
Unlock liquidity from your accounts receivable and bridge the gap between billing and payment.
Invoice funding (also known as factoring or invoice discounting) is a specialized financial solution that allows businesses to release cash tied up in unpaid invoices. Instead of waiting for 30, 60, or 90 days for clients to pay, you can get access to immediate funds—up to 90% of the invoice value—as soon as the invoice is raised. This ensures your business has constant liquidity to take on larger orders and fuel expansion without adding debt to your balance sheet.
Accelerate your cash flow with strategic advice from India's leading financial experts.
Access funds within 48 hours of invoice submission, ensuring your operations never stop.
Secured by your accounts receivable. No need to mortgage your personal or business assets.
It's an advance on your own billing, not a traditional long-term loan on your balance sheet.
Bridge the delay between project delivery and payment collection (typically 30-120 days).
As your sales grow, your funding limit grows automatically without re-application.
Pay your suppliers early with instant cash and enjoy trade discounts from vendors.
Fill out the form below and our invoice factoring experts will contact you shortly.
Who can apply for our Invoice Factoring services?
Minimum operational benchmarks
Primarily B2B (MNCs, Corporates, Govt)
Minimum 1 year in active operations
Valid GST & PAN Registration
Must have reputed/creditworthy debtors
Biling and banking history
Average monthly billing > ₹25 Lakhs
Legally valid purchase orders & service contracts
Satisfactory track record with banks
Invoices should typically be < 120 days old
Apply now for immediate credit assessment
Keep these documents ready for a smooth factoring process
PAN & Aadhaar of Directors / Partners
Details of all outstanding invoices & clients
Audited Financials (Last 2-3 Years)
Last 6-12 months Banking (All active accounts)
Latest GSTR-1 & GSTR-3B filed returns
Copies of Purchase Orders & Contracts
Why businesses prefer factoring over traditional bank loans
Get paid for your sales today, not after months
Stop chasing payments and start growing sales
Funding based on strength of your debtors
Repayment tied only to when your client pays
Limits increase naturally as your sales volume rises
Pay suppliers early and get cash-back or trade discounts
Discover our complete range of strategic financial products tailored for your business growth.
Real stories from businesses that scaled with Darsh Capital's advisory
Release the millions tied in your invoices. Experience that banks respect. Advisory that businesses trust.
Common questions about Invoice Factoring & Discounting