“The technical evaluation and legal mapping by Darsh Capital was
outstanding. They helped us clear a title issue and get a sanction when other banks denied
us. Strategic advisory at its best.”
Get maximum liquidity at lower interest rates by leveraging your residential, commercial, or industrial assets.
Loan Against Property (LAP) is a multi-purpose loan sanctioned against the security of your existing property. Whether it's for expanding your business, clinical setup, funding children's higher education, or consolidating existing debts, LAP offers a much lower interest rate compared to personal or unsecured loans. At Darsh Capital, we help you secure up to 70% of your property's market value with the longest possible repayment tenure, ensuring your monthly installments are comfortable and stress-free.
We simplify complex mortgage processes with expert technical and legal advisory.
Our experts ensure your property gets the maximum market valuation for higher loan eligibility.
End-to-end assistance in resolving complex property titles or documentation issues.
We negotiate with 30+ lenders to secure the most competitive interest rates in the market.
Up to 15 years tenure to keep your EMIs low and manageable for your monthly budget.
Complete transparency in processing fees, documentation charges, and valuation costs.
Streamlined workflow to get your mortgage loan sanctioned and disbursed in record time.
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Basic requirements for individual and business applicants
Criteria for the borrower
21 - 65 years at the time of maturity
Salaried, Self-Employed, or Professionals
Good CIBIL track record (700+ preferred)
Min 3 years in current business/profession
Criteria for the collateral
Property should be in bank-approved locations
Property must have clear and marketable title
Completed / Occupied (CC/OC preferred)
Built as per sanctioned maps & local norms
Get the best valuation and ROI today
Essential paperwork for a mortgage application
PAN, Aadhaar & Residence Proof
Sale Deed, Index 2 & Sanctioned Map
Recent Property Tax Receipts & OC/CC
Last 3 Yrs ITR/Audited Financials
Last 6-12 Months Current/Savings Account
Salary Slips / Form 16 (for salaried)
Why choose a mortgage over other financing options
Significantly cheaper than personal or business unsecured loans
Access high capital based on property value, up to ₹25 Crores+
Repayment periods up to 15 years for low monthly EMI burden
Continue to use or stay in your property while leveraging its value
Funds can be used for any personal or business requirement
Option to avail LAP as an Overdraft (OD) facility for businesses
Discover our complete range of strategic financial products tailored for your business growth.
Real stories from individuals and business owners we helped through LAP
Maximize your funding potential with Darsh Capital's strategic mortgage advisory. Experience that banks respect. Advisory that businesses trust.
Common questions about Loan Against Property (LAP)