“Needed urgent liquidity for a property down payment but didn't want
to sell my long-term blue-chip stocks. LAS from Darsh Capital was a game changer. All digital!”
Instant liquidity against your equity shares, mutual funds, and bonds while retaining all ownership benefits like dividends and bonuses.
Loan Against Shares is a strategic financial tool that allows you to avail or raise funds by pledging your financial securities as collateral. It is an ideal way to meet immediate capital requirements for business or personal needs without disrupting your long-term investment strategy. At Darsh Capital, we provide a seamless digital experience to help you leverage your demat holdings with high LTV ratios and the most competitive interest rates in the market.
Access funds within hours without breaking your wealth-creating compounding engine.
Continue receiving all dividends, bonuses, and rights on your pledged shares while using the loan.
Lower ROI compared to personal loans as your shares act as secured collateral for the lender.
Quick digital process with minimum documentation ensures you get funds when you need them most.
Zero prepayment charges allow you to repay the loan anytime your cash flow permits.
Loan available against a vast list of approved equity scripts and mutual fund schemes.
Avail the facility as an Overdraft (OD) to pay interest only on the amount actually utilized.
Fill out the form below and our investment specialist will contact you shortly
Minimum requirements to qualify for Instant Portfolio Funding
Who can apply?
Resident Indians & Selected Entities
18 - 70 years of age
Reasonable CIBIL score track record
Must have an active NSDL/CDSL Demat A/c
Approved scrips and limits
Scrips must be in the Bank's approved list
Min portfolio value of ₹5-10L required
Securities must be unencumbered (free)
Scrip concentration limits may apply
Leverage your assets for instant liquidity
Digital-first process for lightning fast disbursement
PAN Card & Aadhaar (E-KYC compatible)
Latest CAS or Demat Holding Statement
Cancelled Cheque of the linked bank account
Aadhaar linked mobile for e-sign / e-pledge
Last 6 months bank statement (if required)
Self-declaration of nominee for the facility
Strategic advantages of portfolio-backed credit
Your investments continue to grow while you use the loan
Avoid Capital Gains Tax that occurs when you sell shares
Pay interest only on the amount used, not the sanctioned limit
Keep your voting rights and shareholder privileges intact
Instant online pledging ensures no physical paperwork hurdles
Best way to fund emergencies without liquidating quality stocks
Discover our complete range of strategic financial products tailored for your business growth.
Real stories from investors who leveraged their portfolios wisely
Leverage your investment portfolio for immediate capital with Darsh Capital. Experience that banks respect. Advisory that businesses trust.
Common questions about Loan Against Shares & Mutual Funds