High-performance financing for new and used machinery to scale your business operations without capital strain.
Machinery loans are asset-specific funding solutions designed to help businesses acquire new or used equipment, industrial plants, and specialized tools. Whether you are a manufacturer looking to automate production, a clinic upgrading medical diagnostics, or a contractor buying heavy earthmoving equipment, Darsh Capital provides tailored machinery finance with competitive interest rates and high loan-to-value (LTV) ratios. We help you preserve your working capital by spreading the cost of expensive equipment over a manageable tenure.
Accelerate your technology upgrade with our specialized equipment financing advisory.
Get in-principle sanction within 48-72 hours of complete document submission.
Avail up to 90% funding on the invoice value of new machinery from leading OEMs.
Benefit from depreciation claims and interest expense deductions on your equipment loan.
Ability to finance certified used machinery (up to 5-7 years old) with valuation expert support.
Expert advisory for 100% successful loan processing for complex industrial setups.
Repayment schedules customized to your production cycles and cash flow projections.
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Minimum requirements to qualify for Machinery Financing
Minimum operational benchmarks
At least 3 years in current business line
Positive net worth and cash profits
Strong banking track record with regular turnover
Preferred credit score of 700 and above
Equipment specific requirements
Machinery will be hypothecated to the bank
Comprehensive asset insurance is mandatory
Remaining life > tenure (for used m/c)
Purchase from reputed OEMs or approved dealers
Leverage our banking relationships for the best machinery ROI
Essential paperwork for asset-backed financing
Price quotation from the machinery vendor / OEM
Owner's Pan, Aadhaar & Business Proofs
Last 3 Yrs ITRs and Audited Balance Sheets
Latest 12 Months main business account statements
Brief project report or projected financials
Approved engineer's report (only for used m/c)
Fuel your industrial growth with smart capital deployment
Keep your liquid cash for daily operations and inventory
Upgrade to latest tech to reduce waste and boost production
The machinery itself acts as the primary security for the loan
Claim depreciation and interest as business expenses
Secured nature of the loan ensures lowering interest costs
Expand capacity to take on larger orders and contracts
Discover our complete range of strategic financial products tailored for your business growth.
Real stories from manufacturers and clinicians we helped through machinery finance
Scale your production capacity with Darsh Capital's strategic asset financing. Experience that banks respect. Advisory that businesses trust.
Common questions about Machinery & Equipment Loans